How do Savers Think About and Respond to Risk?
Evidence from a population survey and lessons for the investment industry
Buku ini diterbitkan tahun 2014 Oleh Blake and Haig, buku cetakan baru edisi Pertama.
Judul: How do Savers Think About and Respond to Risk?
Evidence from a population survey and lessons for the investment industry
Oleh: David Blake and Alistair Haig
Penerbit: Blake and Haig
Tahun: 2014
Jumlah Halaman: 40 hal.
Penulis:
Dr David Blake is Director of the Pensions Institute and Professor of Pensions Economics at Cass Business School, City University London.
Alistair Haig, CFA, is a Research Fellow at the University of Edinburgh Business School.
Lingkup Pembahasan:
Buku ini terdiri atas dua bagian utama. Bagian 1: pesan kunci dari survei melipiti Temuan dan Implikasi.
Bagian 2: Analisis rinci survey, mencakup Kebiasaan Tabungan dan tujuan, Risiko; Tabungan: pemahaman dan pengelolaan kekurangan dari tabungan gol, Risiko Investasi: memahami dan mengelola risiko dalam dana investasi kembali; Mengukur ukuran tabungan dan risiko investasi penabung bersedia dan mampu mengambil; dan Melihat lebih dekat pada individu dengan tujuan penghematan yang kuat: 'super hemat' dan 'risk-taker'.
Daftar Isi:
About the authors 3
Preface 4
Lessons for the investment industry 5
Section 1: Key messages from the survey 8
1.1 Findings 8
1.2 Implications 12
Section 2: Detailed analysis of the survey 15
2.1 Savings habits and goals 15
2.2 Savings risk: understanding and managing shortfalls from savings goals 18
2.3 Investment risk: understanding and managing risk in investment fund returns 21
2.4 Quantifying the size of savings and investment risks savers are willing and able to take 25
2.5 A closer look at individuals with strong savings goals: ‘super-savers’ and ‘risk-takers’ 31
References 34
Appendix A: Survey methodology 35
Appendix B: The A2Risk attitude to risk questionnaire 36
Appendix C: Survey highlights 37
Sponsors 39
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